ABOUT
Mott & Gendron Law is a federally designated debt relief agency, which represents both creditors and debtors in Bankruptcy. They treat all people with dignity and respect, regardless of race, ethnicity, nationality, class, caste, religion, belief, sex, gender, age, health, or other status.
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Attorneys Dorothy Mott and Kara Gendron can evaluate your financial issues and give you tailored advice on how bankruptcy law would affect your particular situation. They offer discounts and flexible payment plans. Contact them today.
dOrOthy mott
Co-owner of Mott & Gendron Law
BIOGRAPHY:
Dorothy Mott has been practicing bankruptcy law for over 30 years and is respected throughout the bankruptcy law community. Dorothy is well-known for her pro bono work and has received multiple awards in recognition of that work. She is admitted to practice before the Supreme Court of Pennsylvania, the United States District Court for the Middle District of Pennsylvania, the Third Circuit Court of Appeals. She lives in Harrisburg, Pennsylvania with her husband and in her free time enjoys spending time with her many grandchildren.
Kara gendron
Co-owner of Mott & Gendron Law
BIOGRAPHY:
Kara K. Gendron is a bankruptcy attorney and co-owner of Mott & Gendron Law in Harrisburg, Pennsylvania. Since 2001, she has focused exclusively on representing individuals, farmers, and small business owners in Chapter 7, 11, 12, and 13 bankruptcy cases. Kara is board-certified in Consumer Bankruptcy Law by the American Board of Certification and is a certified bankruptcy court mediator. In 2021, she was appointed as a Chapter 7 and Chapter 12 Bankruptcy Trustee for the Middle District of Pennsylvania by the U.S. Trustee, Department of Justice. In 2025, Kara was invited to join the American College of Bankruptcy, a national honorary association recognizing exceptional bankruptcy professionals.
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Kara earned her undergraduate degree from the University of Pennsylvania and her J.D. from the Dickinson School of Law. She is admitted to practice before the Supreme Court of Pennsylvania, the U.S. District Courts for the Middle and Eastern Districts of Pennsylvania, the Third Circuit Court of Appeals, and the U.S. Supreme Court.
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A dedicated member of the national bankruptcy community, Kara currently serves as Secretary on the Executive Board of the National Association of Consumer Bankruptcy Attorneys (NACBA) and as Chair of NACBA’s Circuit Leader Committee. She also serves on the Board of Directors of the American Board of Certification (ABC), is a Director on the Board of the Association of Chapter 12 Trustees (ACT12/ACT2), and is a long-time board member of the Middle District Bankruptcy Bar Association (MDBBA). In 2023, she was appointed to the Advisory Board of the American Bankruptcy Law Journal (ABLJ), published by the National Conference of Bankruptcy Judges (NCBJ) and in 2025, Kara was invited to renew her term.
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Kara is passionate about legal education and the bankruptcy system. She regularly plans and presents continuing legal education programs for organizations such as NACBA, the National Association of Bankruptcy Trustees (NABT), the National Association of Chapter 13 Trustees (NACTT), the Pennsylvania Bar Institute (PBI), and the MDBBA. She also served as an adjunct professor of Bankruptcy Law at the Widener School of Law while maintaining her full-time practice.
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Outside of her professional work, Kara enjoys spending time outdoors—especially snorkeling—and making memories with her husband and four children at Hershey Park or on the sidelines of their many academic and sporting events. She shares her home with three energetic Labradors who ensure that life is never dull.
Kara's upcoming and past Seminars & Publications
Planning Chair and Presenter for Middle District of Pa Bankruptcy Bar Association (MDBBA) Annual Conference, Harrisburg, Pennsylvania, June 2026.
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Presenter for The National Association of Consumer Bankruptcy Attorneys' (NACBA) Annual Convention: Boston, Massachusetts, April 2026.
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Presenter for The American Bankruptcy Institute (ABI) Winter Leadership Conference: Tucson, Arizona, December 2025.
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“I Dwell in Chapter 12: A Dickinson Perspective on the Most Lyrical Chapter," The National Association of Chapter Thirteen Trustees (NACTT) Academy, November 2025.
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Presenter for The National Association of Consumer Bankruptcy Attorneys' (NACBA) Members-Only Workshop: Dallas, Texas, October 2025.
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​Presenter for Middle District of Pa Bankruptcy Bar Association (MDBBA), Conduits and Cramdowns: Harrisburg, Pennsylvania, October 2025
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Presenter for The National Association of Bankruptcy Trustees' (NABT) Annual Conference: Scottsdale, Arizona, June 2025.
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Course planner and presenter for Middle District of Pa Bankruptcy Bar Association (MDBBA) Annual Conference: Scranton, Pennsylvania, May 2025
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"Pistachio Confections and Plan Commitment: Behavioral Science Meets Chapter 13," The National Association of Chapter Thirteen Trustees (NACTT) Academy, April 2025.
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Presenter for The National Association of Consumer Bankruptcy Attorneys' (NACBA) Annual Convention: Hollywood, California, April 2025.
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Course planner and presenter for Mediation Training for Middle District of Pa Bankruptcy Bar Association (MDBBA): Harrisburg, Pennsylvania, February 2025
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Presenter for The National Association of Consumer Bankruptcy Attorneys' (NACBA) Bankruptcy Weekly Series, January 2025.
"Locked Out: Blocked Mortgage Portals May Be Violation of the Stay," The National Association of Chapter Thirteen Trustees (NACTT) Academy, November 2024.
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Course planner for Pennsylvania Bar Institute (PBI): Annual Bankruptcy Institute: Philadelphia Pennsylvania, October 2024.
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Presenter for Middle District of Pa Bankruptcy Bar Association (MDBBA) Chapter 12 Farm Reorganizations & Saving Taxes, September 2024.
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Planning Committee Member for The National Association of Bankruptcy Trustees' (NABT) Annual Conference: Nashville, Tennessee August 2024.
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Presenter for The National Association of Chapter Thirteen Trustees (NACTT) : Boston, Massachusetts, July 2024.
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Presenter for Middle District of Pa Bankruptcy Bar Association (MDBBA) Annual Conference, Hershey, Pennsylvania, June 2024.
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Planning Chair for The National Association of Consumer Bankruptcy Attorneys' (NACBA) Annual Convention Colorado Springs, Colorado, April 2024.
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Presenter for American Bankruptcy Institute (ABI) Spring Meeting: Washington, D.C., April 2024.
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Course planner and presenter for Pennsylvania Bar Institute (PBI): Bankruptcy Trends, Predictions, and Updates, February 2024.
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Presenter for The National Association of Consumer Bankruptcy Attorneys' (NACBA) Members-Only Workshop: Nashville, Tennessee, November 2023.
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Course planner and presenter for Pennsylvania Bar Institute (PBI): Annual Bankruptcy Institute: Philadelphia Pennsylvania, November 2023.
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Advisory Board member and presenter for the American Bankruptcy Institute (ABI) 2023 Consumer Practice Extravaganza (CPEX23): October and November 2023
​Presenter for The National Association of Consumer Bankruptcy Attorneys (NACBA): Bankruptcy Fraud under Section 523(a)(2) Updates and Review, November 2023
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Presenter for PBA's Federal Practice Institute, October 2023.
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"Upwardly Mobile: An Analysis of the Telecommunications Deduction Line on the Means Test," The National Association of Chapter Thirteen Trustees (NACTT) Academy, September 2023.
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Planning Committee Member and Presenter for The National Association of Bankruptcy Trustees' (NABT) Annual Conference: Washington, D.C., August 2023.
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Presenter for The National Association of Chapter Thirteen Trustees (NACTT) : Austin, Texas, July 2023.
Presenter for Middle District of Pa Bankruptcy Bar Association (MDBBA) Annual Conference, June 2023.
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Presenter for The National Association of Consumer Bankruptcy Attorneys' (NACBA) Annual Convention, Third Circuit Break out session: Washington, D.C., April 2023.
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Presenter for Pennsylvania Bar Institute (PBI): Pre-Bankruptcy Planning, Chapter 7 and Chapter 13, Pennsylvania, March 2023.
Presenter for Federal Bar Association (FBA): Key Concepts of Bankruptcy That Every Federal Lawyer Should Know, Pennsylvania, March 2023.
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Presenter and planner for "Professionalism and Civility in Bankruptcy, " Middle District Bankruptcy Bar Association: Harrisburg, Pennsylvania, December 2022.
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Planning Committee Member and presenter for The National Association of Consumer Bankruptcy Attorneys (NACBA) Annual Workshop: San Juan, Puerto Rico, November 2022.
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Course planner for Pennsylvania Bar Institute (PBI): Annual Bankruptcy Institute: Philadelphia Pennsylvania, November 2022.
Presenter for The National Association of Consumer Bankruptcy Attorneys (NACBA) Bankruptcy Basics for New & Returning Bankruptcy Attorneys Workshop, November 2022.
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"2022 Convention Wrap-Up," Consumer Bankruptcy Journal, November 2022.
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Planning Committee Member and presenter for The National Association of Bankruptcy Trustees' (NABT) Annual Conference: Vancouver, British Columbia, Canada, June 2022.
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Convention Planning Chair and Presenter for The National Association of Consumer Bankruptcy Attorneys (NACBA) Annual Convention in Tucson, Arizona, May 2022.
Presenter for The National Association of Consumer Bankruptcy Attorneys (NACBA) Circuit Leader Caselaw Update (Third Circuit) March 2022.
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Course planner and presenter at Pennsylvania Bar Institute (PBI): Bankruptcy Trends & Tips from the UST & Trustees February 2022.
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Presenter for The National Association of Consumer Bankruptcy Attorneys (NACBA): Exemptions January 2022.
​Presenter for The National Association of Consumer Bankruptcy Attorneys' (NACBA) Members Only Bankruptcy Workshop in Kauai, Hawaii, November-December 2021.
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Course planner and presenter at PBI: Bankruptcy Fundamentals, October 2021.
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"Kill Switches in Bankruptcy," The National Association of Chapter Thirteen Trustees (NACTT) Academy, July 2021.
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Presenter for Middle District of Pa Bankruptcy Bar Association (MDBBA) Annual Conference, June 2021.
Presenter for The National Association of Consumer Bankruptcy Attorneys (NACBA): Circuit Leader Updates, June 2021.
"Federal Payments for Foster Care and Adoption Assistance in
Bankruptcy", The National Association of Chapter Thirteen Trustees
(NACTT), Academy, April 12, 2021.
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Course planner and presenter at PBI: Bankruptcy Fundamentals, March 2021.
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"City of Chicago v. Fulton And the Turnover Conundrum," The National Association of Chapter Thirteen Trustees (NACTT) Academy, January 25, 2021.
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Presenter for The National Association of Consumer Bankruptcy Attorneys (NACBA): USSC's Fulton, Automatic Stay, and Turnover, January 2021.
"Preserving Chapter 13 Debtors’ Ability to Modify Plans," American Bankruptcy Institute, August 31, 2020.
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Presenter for Cumberland County Bar Association: Bankruptcy's Impact on the Rest of the Legal Community, August 2020.
Presenter for The National Association of Consumer Bankruptcy Attorneys (NACBA): Intensive Bankruptcy Primer, October 2020.
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Course planner and presenter for PBI: Annual Bankruptcy Institute, Fall 2020.
Presenter for The National Association of Consumer Bankruptcy Attorneys (NACBA): Circuit Leader Case Updates, May 2020.
Presenter for The National Association of Consumer Bankruptcy Attorneys (NACBA): Members Only Bankruptcy Workshop in Puerto Rico, December 2019.
Course planner and presenter for PBI: Annual Bankruptcy Institute, Fall 2019.
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Course planner and presenter for PBI: Annual Bankruptcy Institute, Fall 2018.
Course planner and presenter for PBI: Annual Bankruptcy Institute, Fall 2017.
Course planner and presenter for PBI: Annual Bankruptcy Institute, Fall 2016.
Course planner and presenter for PBI: Annual Bankruptcy Institute, Fall 2015.
Course planner and presenter for PBI: Annual Bankruptcy Institute, October 2014
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Course planner and presenter for PBI: Annual Bankruptcy Institute, Fall 2013.
Course planner and presenter for PBI: Annual Bankruptcy Institute, October 2012.
Course planner and presenterfor PBI: Annual Bankruptcy Institute, September 2011.
Presenter for PBI: Elder Law and Bankruptcy, July 2011.
Presenter for MDBBA Annual Conference, June 2011.
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Presenter for PBI: Valuation of Antiques and Collectibles in Bankruptcy, Philadelphia, Pennsylvania, March 2011.
Course planner and presenter for PBI: Bankruptcy Workshop, April 2011.
Course planner and presenter for PBI: Annual Bankruptcy Institute, September 2010.
Presenter for PBI: Means Testing, February 2010.
Presenter for PBI: Annual Bankruptcy Institute, Fall 2009.
Presenter for MDBBA Annual Conference, May 2009.
Presenter for PBI: Annual Bankruptcy Institute, Fall 2008.
Presenter for MDBBA, Business Meeting, Fall 2007.
Presenter for PBI: Annual Bankruptcy Institute, Fall 2007.
Presenter for PBI: Annual Bankruptcy Institute, Fall 2006.
Presenter for MDBBA Annual Conference, May 2006.